If you're new to , you've come to the right place. The next few pages will show you how works and what millions of customers use it for every day. Use the three buttons to explore each section. When you're ready to join , set up your account - sign-up is free. and acts like a digital wallet where you can securely store all your payment options, such as your bank account and credit card. When you want to make a payment, you don't have to pull out your credit card or type your billing info every time. Simply click on the checkout button, log in to your account, and select your preferred payment method. We'll complete the payment process—without sharing your info with merchants and sellers.

How Does Protect My Financial Information?

When you sign up for , we ask you to link your bank account, debit card, or credit card so that your payments can be funded. This information is never shared with retailers. In fact, it's securely protected by data encryption technology, reducing the risk of online fraud and identity theft.

How Does Protect My Purchases?

When you pay using , our Purchase Protection coverage is included at no extra cost. We offer buyers $0 Liability for Unauthorized Purchases, refunds for incorrect orders or items that never arrive, and a convenient process for resolving problems.

How Does Protect Me When I Sell?

Millions of people use to accept payments for items they sell on eBay and their websites. If you are a US account holder and your transaction is deemed eligible, will cover you in the event of an unauthorized purchase, an "item not received" claim, or a reversal. Our Seller Protection program also helps cover you for eligible sales when you follow the common sense tips and requirements. It's usually as easy as shipping to the right address and saving a few shipping documents to take advantage of this built-in benefit.